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Asset Management

​What is monetization?

Monetization is the art of developing options for earning income from an item, be it a product, a bond, a debt or a service. In a business, it is how it will pay its costs and generate profit.

 

To maximize this source of income, there are companies that have more than one form of monetization. Although the term is on the rise, especially when talking about the digital world, monetization has also required creativity among financial market institutions to remain more competitive.

 

VL Gold Capital

Our main mission is to create value for investors of investment funds and venture capital through a professional and innovative management of their assets. We are governed by the values of Competence, Experience, Integrity, Independence and Dedication.

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Areas of expertise

VL Capital is committed to diversification, working simultaneously on several business sectors such as commodities: Gold, Diamond, Crypto, Treasury Bank Bonds, Real Estate, Healthcare, Technology, Football, Retail or Industrial, balancing the different business areas with different business maturities, with several investments made in both SMEs and startups. The know-how acquired so far, with specialization in each of the areas of activity, allows us to capture and develop new opportunities in new business areas.

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Venture capital funds

We are looking for projects with high growth potential, and that allow our management team to help in their development with their knowledge and experience in an active way and together with the entrepreneurs.

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Becoming a Smart Investor: Are You Investing Wisely?

Individual investors typically save and invest in purchasing a home, funding children’s education, or for retirement purposes. Most of us aspire to achieve financial goals or financial freedom, but not many know how to make it a reality. The go-to strategy is to save more money to obtain financial freedom. But the truth is, investing those savings is required and what money-smart people do.

Although saving can help you achieve your goals, you need to make wise investment decisions to get the prize of financial freedom. However, investing requires a specific strategy and clarity in your investment goals. Read along to help understand how to invest wisely and become money-smart.

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Introspection

Before making any investment decisions, it’s important to establish your own needs and circumstances, including your return objective, risk tolerance, investment horizon, liquidity needs, income needs and constraints. Making this assessment will help you to produce good investment results.

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Wise investment decisions

Different asset classes are available for investment purposes. Each asset class has varied risks, and understanding those risks and related returns puts you ahead of other investors. Although risk is involved, rest assured that the below top tips will help you make wise investment decisions.

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Set up an investment budget

First, determine your gross monthly income. Next, deduct your fixed expenses (mortgage payments, insurance, etc.) and your variable expenses (fuel costs, utilities, etc.). If the resulting number is positive, then you have savings! And the last step is to keep some money aside for rainy days and invest the rest.

 

Determine your investment horizon 

The earlier you start, the better off you are when investing. This will save you from losing compound interest too! For example, if you are 25 and plan to retire at 55, you have 30 years to plan and invest in your retirement compared to someone who starts to invest later.

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Rebalance your portfolio 

After creating an initial investment portfolio, you should continually monitor it to ensure it stays balanced, known as rebalancing. You can deploy two rebalancing strategies: shift investments between different asset classes based on their performance or allocate new money to underweight asset classes.

Investing money can seem overwhelming. However, setting a budget, determining your investment horizon and rebalancing your portfolio will help you make wise investment decisions for a better future.

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Private Investors

The right investment solution for private investors

Invest in funds, and you're putting your money into the hands of experts. Find out how our fund managers invest your money in line with your specifications.

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